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We provide innovative, creative and dynamic services in the following specific areas: - We revise all existing insurance policies to ensure that values of insurance and/or limits of Indemnity are adequate by current estimated values.
- We negotiate Discounts through competitive bidding process
- We study the Scope, Terms, Conditions and Exclusions of each policy to ensure that possible inherent risk features that go with each client's business has been covered to suit specific needs.
- We design and offer policies that meet the client's insurance needs adequately and effectively.
- We help the client to complete insurance proposal forms properly to avoid ambiguities and legal wrangling when a loss occurs.
- We place the insurance with good and reliable insurers on the most favourable terms with regard to security, rating, coverage and warranties;
- We ensure prompt renewal of our client's insurance policies and harmonise renewal dates to prevent inadvertent lapsing of policies.
- We handle and advice our clients on claims processing and negotiations when a loss occurs, to secure adequate compensation.
- We carry out insurance audits to determine appropriate and adequate insurance policies and coverage.
- We also carry out surveys and inspections from time to time and advise the client on risk management systems and programmes that protect assets, reduce the risk of loss and consequently the cost of premium and consequential loss.
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